21 Water St. West, Suite 1
Cornwall, Ontario
(613) 932-7526
Ming & Associates - Independent Financial Consultants
Independent Thinking Working For You

Our Team


Certified Financial Planner

Tim was born and raised in London, Ontario and settled in the Cornwall area in 1995 with his wife Valerie and their three sons. Tim is a graduate of the University of Western Ontario with a Bachelor of Engineering Science and an M.B.A. in Finance.

As a Certified Financial Planner Tim has been serving his clients in Cornwall since 1996 as an Independent Financial Consultant. With an additional 10 years of experience in the corporate world, Tim brings a broad range of skills and business acumen to assist his clients with their retirement, estate and financial planning needs.

In his spare time Tim is very involved in minor hockey, enjoys travelling when possible and keeping active outdoors.


Certified Financial Planner

Since joining Ming & Associates in 2000, Donna has achieved her CFP designation (2003) as well as her investment and Life Insurance Licenses.

Her CFP designation has provided her with the knowledge and experience to help clients reach their financial goals. Her strong work ethics, attention to detail and caring nature provides clients with the trust that is essential in the Financial Planning Industry.

Donna resides in Cornwall with her husband Harvey and keeps close ties with her two daughters.


Independent Investment Advisor

Andrew has been a resident of Williamstown, Ontario his entire life. He enjoys the close ties that a small community offers, only leaving to complete his Bachelor of Business Administration at Bishop’s University.

With almost 5 years in the Restaurant industry, Andrew decided to pursue a career in the financial services industry. He has currently completed his Mutual Fund course and is working towards completing his Life License as well as his CFP designation.

During his spare time, Andrew is actively involved in his community as well as the surrounding area. His passion for helping people will prove to be a valuable asset to all his clients.


Independent Investment Advisor

Max joined our team as an Independent Investment Advisor in 2018. Max is Tim’s eldest son, raised in the community of Williamstown, Ontario.

With a degree in Civil Engineering from Queen’s University, Max has been practicing as a consulting engineer in the Cornwall and Eastern Ontario area since 2013. Max has all the elements required to become a successful financial planner, as he has always been good with money, is very analytical and is trustworthy. He is recently married and has purchased a home in Williamstown.

He has completed the necessary work to obtain his position as a mutual fund dealing representative, and is now working towards completing his Life License as well as his Certified Financial Planner(CFP) designation.



Though not originally from Cornwall, Wendy, her husband Mike and two sons have made this community their home since 1975. She is active in both her church and community and enjoys quilting and camping in her spare time.

Wendy has spent her entire career in the financial services industry and prides herself on providing our clients with the highest level of customer service possible. As Administrative Assistant she is your first point of contact and is responsible for the day to day operations of our office including client inquiries, statements and all processing & transactions. She joined Ming & Associates in 2001.



Heather joined Ming & Associates in 2004. Her previous administrative experience includes 13 years at the Faculty of Law, McGill University and 5 years in the financial services industry. Heather is responsible for developing proactive relationships with our clients, marketing implementation, and providing administrative support to Tim and Donna. Her integrity and attention to detail add to our team’s dedication to superior client service.

Though originally from Quebec, Heather has resided in Cornwall since 1996. She and her husband are busy raising two young children and are very active in the Cornwall Minor Hockey Association as well as soccer and lacrosse.