21 Water St. West, Suite 1
Cornwall, Ontario
(613) 932-7526
Ming & Associates - Independent Financial Consultants
Independent Thinking Working For You

Reviewing your Portfolio too often is not good for you OR your portfolio

I recently read Richard Thaler’s book called “Misbehaving” which reviews the history and studies done within the field of Behaviourial Economics – how human behaviour (regarding financial decisions) affects people and the economy.  Richard coined a phrase called “myopic loss aversion” which suggests that the more we look at our portfolio, the more we are […]

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Bank Employees Under Pressure: Sales vs. Service?

Do sales goals get in the way of a financial institution’s promise to put clients’ interest first?  Can banks and credit unions align their priorities and interest with that of the consumers? Twisted Priorities The banking industry has been shaken up in recent months by scandal and controversy.   The recent spotlight was triggered by television […]

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As Investors did we learn anything last year??

The New Year is a great time to reflect on the events of the past year to see if we can learn anything that could help us in the future. As a Financial Planner and Investor I can think of nothing that can help us become better investors than to look at what happened with […]

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Letting Go of the Why

Watching the constant flow of positive and negative news unfold over the last 20 years has made a number of things very clear to us. First of all, no one really knows what’s going on in the markets in the short term. I remember listening to a very well-respected European hedge fund manager give a […]

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Budget Highlights 2016

It’s important for us to stay on top of issues that pertain to you and your family’s financial health. Below is a brief overview of the Federal budget introduced by the new Liberal Government on March 22nd . We will adjust our tax planning strategies as required for our individual clients. Repealing the Federal Balanced […]

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