21 Water St. West, Suite 1
Cornwall, Ontario
(613) 932-7526
Ming & Associates - Independent Financial Consultants
Independent Thinking Working For You


ETF’s or Exchange Traded Funds have grown significantly over the past decade to the point where they are now a mainstream product. We are often answering questions about ETF’s so we thought we would provide an update here: First: What is an ETF? In general, most ETFs are passively managed investments designed to track the […]

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The Professional Advantage

Getting what you pay for….. Every now and again, someone asks us to explain the benefits of dealing with a financial professional. This issue has been in the news lately, so we thought it might help to go over a few of our answers. We admit some may consider our opinion a little biased, but […]

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So, would you like to save some tax?

We have found that many accountants and most people are unaware of the significant advantages available to non RRSP investors when investing via Corporate Class Funds. Tax time is a perfect time of year to review the tax you are paying and look for ways to pay less. Unlike a traditional mutual fund where each […]

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As most of our long term clients can attest, our constant focus is on controlling not only our, but also our clients’ behaviour so that we all become great long-term investors. We do this by restraining our natural tendencies towards greed and fear when dealing with money. When investing is looked at in this way, […]

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Tax Free Saving Accounts (and other things!!)

The term Tax Free Savings account (TFSA) is a misnomer in that it implies that it must be a “Savings” account that is held within your TFSA. In reality, a TFSA is just a type of investment account where you can hold almost any kind of investment with the benefit being that all earnings and […]

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