21 Water St. West, Suite 1
Cornwall, Ontario
(613) 932-7526
Ming & Associates - Independent Financial Consultants
Independent Thinking Working For You

The Millionaire’s Mind

The recent death of Dr. Tom Stanley, who was in the media recently as a result of being killed by a reckless driver, prompted me to re-read a book of his I had sitting on my bookshelf. I first read his book over 15 years ago, titled The Millionaire Next Door, which was published in […]

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Ontario Probate Rules Tightened

If you have been named an executor of an estate, the probate process has become even more onerous. For most people we would recommend you contact a good estate lawyer to help you through the process. Here are some of the details. Estate trustees in Ontario will now be required to report much more detailed […]

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When is a 5% return better than a 7% return?

In the quest to grow wealth, many people believe they have to seek out the highest possible return for a given level of risk. However, our experience has taught us that most investors often overlook their real objective… which is to generate the most money after tax. The first step to understanding this is to […]

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DO ETF’s HAVE A PLACE IN YOUR PORTFOLIO?

ETF’s or Exchange Traded Funds have grown significantly over the past decade to the point where they are now a mainstream product. We are often answering questions about ETF’s so we thought we would provide an update here: First: What is an ETF? In general, most ETFs are passively managed investments designed to track the […]

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The Professional Advantage

Getting what you pay for….. Every now and again, someone asks us to explain the benefits of dealing with a financial professional. This issue has been in the news lately, so we thought it might help to go over a few of our answers. We admit some may consider our opinion a little biased, but […]

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