21 Water St. West, Suite 1
Cornwall, Ontario
(613) 932-7526
Ming & Associates - Independent Financial Consultants
Independent Thinking Working For You

7 Financial Rules You Should Never Forget

Don’t try to predict the future. A little more than a decade ago: Greece was strong. Russia was bankrupt. Oil cost $13 a barrel. AOL dominated the Internet. Smart economists thought the government would pay off the national debt by 2009. Apple (Nasdaq: AAPL ) was a joke. General Motors (NYSE: GM ) was at […]

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Life Insurance – who needs it anyway?

Seems like a pretty simple question, but many Canadians fail to address the need for Life Insurance until it is too late. Many life events trigger a need, such as buying a home, having children, wanting to leave a legacy, etc…. With Life Insurance, people generally focus on two primary attributes – the premium and […]

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Walking the High Wire

Many of the world’s equity market indices are near, or have recently set all-time highs. These developments have been well-documented in the media, with most references containing cautionary tales of the declines that occurred each time markets had previously reached these levels. This has left some investors questioning whether owning equities at such “lofty” levels […]

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Why is much of our advice focused on behaviour??

The reason is that it is something we CAN control and it matters – a lot! DALBAR is a quantitative research firm that uses data from the Investment Company Institute (ICI), Standard & Poor’s and Barclays Capital Index Products to compare mutual fund investor returns to an appropriate set of benchmarks. Covering the period from […]

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The Big Picture 2012

With the beginning of a new year, we thought it would be a good time to pass along an interesting chart to help us all understand The Big Picture as far as a history of investing and the economy goes. The link at the bottom of the page will bring you to an historic and […]

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