You’ve Saved. Now What?
Many Canadians spend decades building savings but still wonder:
- Can I afford to retire?
- How much can I safely spend?
- When should I start CPP?
- How will taxes affect my retirement income?
- What happens if markets decline?
- Will my money last?
Retirement isn’t just about accumulating wealth. It’s about turning those savings into a reliable income plan.
CLIENT STORY
Guidance Through Uncertain Markets
“Markets have been high and they’ve been low. We’ve been nervous, but we’ve always felt that Ming & Associates has our back.”
– Phil, Client Since 2010
How We Help You Plan for Retirement






Retirement Income Planning
Retirement Income Planning

CPP and OAS Planning
CPP and OAS Planning

Investment Management
Investment Management

Tax Planning
Tax Planning

Estate Planning
Estate Planning
CLIENT STORY
A Long-Term Perspective
“I like the fact that they look at things from a long-term point of view. I don’t worry about the ups and downs because I know over the long term things are going to work themselves out.”
– Leo, Client
Who We Typically Help



Looking for a retirement income plan



Within 10 years of retirement
Within 10 years of retirement

Recently Retired
Recently Retired

Looking for a retirement income plan
Looking for a retirement income plan

Managing savings accumulated over decades
Managing savings accumulated over decades

Seeking ongoing Professional guidance
Seeking ongoing Professional guidance
CLIENT STORY
Retirement With Confidence
“I really do feel that owe my peaceful financial retirement to Ming & Associates. We can retire peacefully and financially secure.”
– Anne, Client since 1998
Why Ming & Associates?






Independent Since 1996
Independent Since 1996

CFP Professional Advice
CFP Professional Advice

Retirement-Focused Planning
Retirement-Focused Planning

Long-Term Client Relationships
Long-Term Client Relationships

Cornwall & Kingston Offices
Cornwall & Kingston Offices
Book a time that works for you.
Select a convenient time on our calendar for a no-pressure introductory call.
Cornwall Office
113 Second Street East
Cornwall, Ontario
K6H lY5
Kingston Office
Kingston, Ontario
K7P 0L5
It is our strong belief that to be successful in reaching your goals it is necessary to have a plan in place and to follow a process. That is, to make your life and financial decisions not by accident but by design.
Remember, successful people ACT towards the future they want!
Contact us to
Start
today
Interested in learning more? Click the link below to book an introductory phone call with our financial planners.