Experience
Working For You.

About Us

Ming & Associates is a leading wealth management firm in Cornwall dedicated to providing quality financial services to small business owners, professionals, and individuals focused on a successful retirement.

Who Are We?

Ming & Associates is a leading wealth planning firm established in 1996 dedicated to providing quality financial planning advice to small business owners, professionals, and individuals focused on successful retirement. With over 90 years combined experience in Financial Planning, Banking and Investments we are well positioned to help clients make sound financial decisions.

We are guided by three principles:

  • Faith in the Future

  • Patience

  • Discipline

We want to work together so that you have confidence in your future and can live your life to the fullest. We then back this up with personal service and people who care.

What Makes Us Different?

As successful independent business people ourselves, we understand first-hand how success comes from proper long-term planning. Our behavioural approach to investing is based on our principles and practices, which if followed, ensures you have confidence in your future and that your investment needs are customized to you. While not everyone needs in-depth planning, our approach to planning is based on our proprietary 5-step Financial Navigation Process which ensures that your plan is customized to your needs and integrates and optimizes investment, tax, insurance and estate issues. The depth of analysis behind our recommendations sets us apart from our competition. We then help clients implement these recommendations through major investment management firms, banks or insurance companies at a cost generally lower than most competitors.

We take this skill and experience and add a friendly, sincere and caring approach to service, which makes our clients feel comfortable and confident in their decisions. We firmly believe that it is paramount to be honest and fair in all dealings and recommendations.

Why Should You Do Business With Us?

  • Our team cares about you and your success! We are always available to talk and give guidance as life unfolds.
  • Our independence means we can provide you with the product/service you need from almost any financial service provider at a very competitive price. We are diligent in seeking quality products at the lowest possible cost.
  • Our plans provide you with proper guidance relevant to you. Our Financial Navigation Process ensures you get and remain on track to realizing all of your life goals.
  • All of our investments are implemented on a no-load basis. Clients do not pay to purchase, redeem or switch between investments. We derive revenue solely through the service fees paid to dealers from existing management fees on investments, similar to how banks are paid when you purchase an investment there. We try to avoid extra fees and commissions to clients wherever possible.
  • We enable you to have more time available for a better quality of life so you can enjoy the things that are important to you. This is our real value!

Interested in learning more?

Download our free educational guides here.

It is our strong belief that to be successful in reaching your goals it is necessary to have a plan in place and to follow a process. That is, to make your life and financial decisions not by accident but by design.

Remember, successful people ACT towards the future they want!

Our Clients

Their honesty and customer service is right up there, with the knowledge and recommendations on where investments should be made. When it’s time for a change Tim is always honest with us on where any changes should be made.

Janet McDonald

To me, it is their personalized service. When something happens, you can go in and discuss your options. The whole team knows your plans, listens to your needs, and can help you make adjustments.

Richard Dumoulin

They are very courteous, friendly and find them very professional. They are good at taking care of time sensitive matters and you get a general sense of being taken care of.

Ginny Blair

The fact they take time to discuss with you their knowledge base, they give you all the options then give you their opinion and let YOU make the final decision.

Elisabeth 

Their integrity and 1-on-1 communication skills, always personable. Tim and his team make you feel comfortable no matter how much you are investing.

James

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Start
today

Together, we'll put the right plan in place and get the process started to helping you reach your goals.