Who Are We?
Ming & Associates is a leading wealth planning firm established in 1996 dedicated to providing quality financial planning advice to small business owners, professionals, and individuals focused on successful retirement. With over 90 years combined experience in Financial Planning, Banking and Investments we are well positioned to help clients make sound financial decisions.
We are guided by three principles:
Faith in the Future
Patience
Discipline
We want to work together so that you have confidence in your future and can live your life to the fullest. We then back this up with personal service and people who care.
What Makes Us Different?
As successful independent business people ourselves, we understand first-hand how success comes from proper long-term planning. Our behavioural approach to investing is based on our principles and practices, which if followed, ensures you have confidence in your future and that your investment needs are customized to you. While not everyone needs in-depth planning, our approach to planning is based on our proprietary 5-step Financial Navigation Process which ensures that your plan is customized to your needs and integrates and optimizes investment, tax, insurance and estate issues. The depth of analysis behind our recommendations sets us apart from our competition. We then help clients implement these recommendations through major investment management firms, banks or insurance companies at a cost generally lower than most competitors.
We take this skill and experience and add a friendly, sincere and caring approach to service, which makes our clients feel comfortable and confident in their decisions. We firmly believe that it is paramount to be honest and fair in all dealings and recommendations.
Why Should You Do Business With Us?
- Our team cares about you and your success! We are always available to talk and give guidance as life unfolds.
- Our independence means we can provide you with the product/service you need from almost any financial service provider at a very competitive price. We are diligent in seeking quality products at the lowest possible cost.
- Our plans provide you with proper guidance relevant to you. Our Financial Navigation Process ensures you get and remain on track to realizing all of your life goals.
- All of our investments are implemented on a no-load basis. Clients do not pay to purchase, redeem or switch between investments. We derive revenue solely through the service fees paid to dealers from existing management fees on investments, similar to how banks are paid when you purchase an investment there. We try to avoid extra fees and commissions to clients wherever possible.
- We enable you to have more time available for a better quality of life so you can enjoy the things that are important to you. This is our real value!