Our Services
Working For You.

Life Insurance & Estate Protection

Let us help you take the appropriate steps to protect yourself and your loved ones against unforeseen events.

Take the appropriate steps to protect yourself and your loved ones against unforeseen events.

Most people will find that by far their biggest asset is their ability to generate income. If loved ones are depending on your income-generating ability for their future, then a plan should be put in place to ensure that the income being relied on is replaced in the event of death or serious illness.

We offer personalized solutions for:

  • Life Insurance
  • Disability and Critical Illness Insurance
  • Travel Insurance
  • Long Term Care

We also provide Group Insurance and Group Benefit packages for businesses.

As a truly independent company, we take pride in our ability to deal with a variety of insurance companies in Canada, such as:

Estate Planning

Estate Planning involves the effective distribution of your assets. The effectiveness of planning always improves dramatically given enough time and focus. This awards you with the valuable opportunity to engage in a meaningful distribution of your assets, to plan for a tax-efficient transfer of wealth to your heirs, using money as an expression of love.

The initial steps to estate planning involve working alongside your attorney and accountants to update wills, power of attorneys, tax liabilities upon death, succession plans, etc.

Want to learn more about insurance & estate protection, our advisors are only a phone call away!


We want our clients to have the best experience possible while securing their travel insurance needs using Securiglobe. Feel Free to call them today at (866) 550-2444 – using code HOR-003 or use the link below. Please note, link will only work for clients under 60 years of age, all others need to call directly.

Are you on-track for a worry-free retirement?

Click to download our free Retirement Income Guide.

It is our strong belief that to be successful in reaching your goals it is necessary to have a plan in place and to follow a process. That is, to make your life and financial decisions not by accident but by design.

Remember, successful people ACT towards the future they want!

Our Clients

Their honesty and customer service is right up there, with the knowledge and recommendations on where investments should be made. When it’s time for a change Tim is always honest with us on where any changes should be made.

Janet McDonald

To me, it is their personalized service. When something happens, you can go in and discuss your options. The whole team knows your plans, listens to your needs, and can help you make adjustments.

Richard Dumoulin

They are very courteous, friendly and find them very professional. They are good at taking care of time sensitive matters and you get a general sense of being taken care of.

Ginny Blair

The fact they take time to discuss with you their knowledge base, they give you all the options then give you their opinion and let YOU make the final decision.


Their integrity and 1-on-1 communication skills, always personable. Tim and his team make you feel comfortable no matter how much you are investing.


Contact us to


Together, we'll put the right plan in place and get the process started to helping you reach your goals.