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Retirement Projections

This exercise will project into the future, give you direction, and demonstrate what needs to be accomplished to live the retirement you desire.

Most families rely on one or two sources of employment or business income in their working years. In retirement, for many couples there are 5+ sources of income that need to be coordinated and optimized for both risk management and to minimize tax. 

Why do we refer to them as projections?

The intent is not for these future values to be exact (they won’t be!). The projections will allow for you (and us) to identify problems or opportunities with your investment, income taxes, estate wishes, etc. to visualize where you’re heading, and provide confidence in your decision making. This process is both qualitative and quantitative. Consider;

Lifestyle & Values

  • When can we retire?
  • What will we do in retirement? 
  • How much will we spend? 
  • Will we work part-time? For how long? 
  • How long do we plan for… How is our health?


  • Which accounts (and when) do we withdraw investments to provide our retirement income.
  • Will inflation erode my savings?
  • What is the rate of return we can expect on our investments?
  • How much will we pay in income tax each year? At death?
  • When do we take Canada Pension Plan (60-70)?
  • When do we take Old Age Security (65-70)? Will it be clawed back?

Contact us to set up an introductory call or meeting and learn more about how we help our clients find the peace of mind to enjoy their retirement.

Calculate Your Retirement Potential

Understanding your financial situation can be difficult. With just a few questions you can calculate your current financial position and identify your top priorities.

Interested in learning more?

Download our free educational guides here.

It is our strong belief that to be successful in reaching your goals it is necessary to have a plan in place and to follow a process. That is, to make your life and financial decisions not by accident but by design.

Remember, successful people ACT towards the future they want!

Our Clients

Their honesty and customer service is right up there, with the knowledge and recommendations on where investments should be made. When it’s time for a change Tim is always honest with us on where any changes should be made.

Janet McDonald

To me, it is their personalized service. When something happens, you can go in and discuss your options. The whole team knows your plans, listens to your needs, and can help you make adjustments.

Richard Dumoulin

They are very courteous, friendly and find them very professional. They are good at taking care of time sensitive matters and you get a general sense of being taken care of.

Ginny Blair

The fact they take time to discuss with you their knowledge base, they give you all the options then give you their opinion and let YOU make the final decision.


Their integrity and 1-on-1 communication skills, always personable. Tim and his team make you feel comfortable no matter how much you are investing.


Contact us to


Together, we’ll put the right plan in place and get the process started to helping you reach your goals.