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Insights

Stay informed and on top of your finances with valuable insights, financial news and helpful tips that will bring a fresh inspiration towards growing your wealth.

The Year Ahead

As we meet with clients this year, we are continuing to focus on three main issues. First, understanding how much volatility you can live with. There's no reason to believe that markets won't continue to gyrate – we strive to work through how much short-term...

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Bear Market Truths

By now we may have experienced an “official” bear market which is defined as a temporary correction in the equity markets of 20% or more.  As always, at this point in the market cycle, with fear in the air…there’s lots to debate and little to resolve. There are,...

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Biggest risk to retirees

Demographic and economic structural changes have elevated longevity risk when planning for retirement. Retirees are simply living longer! Today, retirees are rightly concerned with the risk exposure of their portfolios. Many investors spend considerable time looking...

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The Green Rush

Some investors may view others moving towards a new investment idea as a “rush” and a great chance to cash in on a hot new industry.  The classic investor emotion of “fear of missing out” has yet again taken control of those looking to invest in the soon-to-be...

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The Big Six Banks Will Fleece You—If You Let Them

An article with this title was published in the March 20th Edition of the Globe and Mail.  The reporter, Rob Carrick wrote about how the Financial Consumer Agency of Canada outlined in a report issued in mid March that the Big Six banks are sharply focused on...

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“Obvious” Investment Truths (explained)

The more we watch the media the more important it is to remind ourselves of what constitutes proven investment truths.  We would like to give credit to an article by Ben Carlson at www.wealthofcommomsense.com for putting together 36 investment truths that serve as a...

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New Years Resolution Psychology

Research has shown that about half of all adults make New Year’s resolutions. However, according to Mark Griffiths, Director of the International Gaming Research Unit and Professor of Behavioural Addiction at Nottingham Trent University, fewer than 10% manage to keep...

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The Gift of Education through RESPs

A new Ipsos-Reid survey indicates that while 97% of parents surveyed want their children to further their education, only 49% of them actually have a Registered Education Plan in place. While it may not cover a child’s entire College or University stint, if set up at...

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Creating a Retirement Income Plan

For those of us who will need to live off the assets we have accumulated over our working years, one of the most important milestones occurs when we start converting our savings into income. In our view, for most people this is the most important crossroad in their...

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It is our strong belief that to be successful in reaching your goals it is necessary to have a plan in place and to follow a process. That is, to make your life and financial decisions not by accident but by design.

Remember, successful people ACT towards the future they want!

Recent Posts

The Year Ahead

As we meet with clients this year, we are continuing to focus on three main issues. First, understanding how much volatility you can live with. There's no reason to believe that markets won't...

read more

Bear Market Truths

By now we may have experienced an “official” bear market which is defined as a temporary correction in the equity markets of 20% or more.  As always, at this point in the market cycle, with fear in...

read more

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