YOUR GUIDE TO RETIREMENT

Are you on track for a worry-free retirement?

Will you outlive your money, or will your money outlive you?

Are you paying more tax in retirement than you need to?

We understand that properly planning your retirement income can be a stressful undertaking, especially when you try to tackle it alone. We have put this guide together to help.

Discover

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Common Sources of Retirement Income (Personal Investments, Pensions, CPP, OAS, and more)

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Common Risks to Retirement (Longevity, Rising Living Expenses, Inflation, Taxes)

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Importance of asset allocation and sound withdrawal strategies.

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How to integrate and optimize Government benefits with your retirement

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We spend many of our working years allocating a portion of our earned income to one day fund our retirement. We go to work each day knowing that saving for retirement is an important progression of our lifetime, recognizing that we will not work forever. While most of us understand that saving for retirement is important, many of us have not figured out how we will turn our savings into a steady income when the day finally comes.

When should you start thinking about retirement?

Whether you are currently living in retirement, entering your prime earning years, or just setting out in your profession; today remains the best time to put a plan in place for your future. As Financial Planners, we understand that this can be a stressful subject especially when you try to tackle it alone and it is our job to help guide people through this life process.

How will this help you now?

This guide will touch on the fundamentals of government benefits in Canada (CPP & OAS) and outline other most common sources of retirement income. We highlight the importance of having a comprehensive strategy in place to integrate all income sources, minimize taxes, and fund your (hopefully lengthy) retirement.

Why is this important?

If you haven’t got a plan to increase your income as much as your living expenses go up in retirement, then you may be in effect planning to run out of money. There will be a number of factors that will affect your ability to generate a steady retirement paycheque over the course of 20-30 years. As you enter the later stages of your working years, planning for your future income becomes increasingly important. By entering retirement without an income plan in place, you may be exposing yourself to considerable risks that you had not considered. This guide explains three hurdles that must be addressed on every retiree’s road map to financial security…including longevity, inflation, and taxes!

We discuss how to maximize your income sources and minimize taxes; in the hope, you can enjoy retirement and outlive your money!

We hope you find this educational guide helpful. Our financial advisors would be pleased to hear from you if you need assistance in creating an income solution that is right for you.

We sincerely thank you for taking the time to visit our site. For a complimentary copy of the Retirement Income Guide, please enter your email below. Should you wish to have a hard copy of the guide, please email [email protected] and we would be glad to help.

Download your Free Retirement Guide Today!

Enter your information below to access our free guide.

We DO NOT SPAM. EVER. Your information will not be shared and will only be used internally by Ming & Associates. We are compliant with PIPAEDA.