Independent Thinking
Working For You.

The Big Picture 2012

January 10, 2013

The Big Picture 2012

With the beginning of a new year, we thought it would be a good time to pass along an interesting chart to help us all understand The Big Picture as far as a history of investing and the economy goes.

The link at the bottom of the page will bring you to an historic and interactive chart on the economy and its’ various markets.

Of course, when planning one’s future there is always an element of uncertainty. However, one of the best places to start is to have a firm understanding of the past. Most of us know that equity markets have been the at the top of performance in the past and this will likely continue into the future, but at the cost of significant volatility(or negative years) along the way.

One interesting line on the chart to note is that of a Balanced Portfolio. This represents a mix of various equity markets and guaranteed investments that would be present in a typical Managed Balanced Portfolio. As you can see, this Balanced Portfolio has historically achieved a good portion of the returns of an all equity investment with much less volatility.

This prudent mix of various assets is one reason we have recommended a balanced portfolio for many of our clients; especially those looking to minimize the negative return years but are still looking at investing longer-term. While a Balanced mix isn’t the right fit for everyone it is a good place to start and then adjust your personal investment portfolio to suit your own time frame and tolerance for volatility.

If you have any questions please let us know.


http://investmentsillustrated.com/clients/agf/bigpicture/en/

It is our strong belief that to be successful in reaching your goals it is necessary to have a plan in place and to follow a process. That is, to make your life and financial decisions not by accident but by design.

Remember, successful people ACT towards the future they want!

Recent Posts

Slow & Steady Wins the Race

In North America, the majority of investors get their financial market updates from television and news media sources. Inevitably, that means over the past couple weeks your morning headlines (which...

read more

Crazy Time – Crazy Charts

It is a crazy time right now with wars, record fuel prices, supply shortages, rising interest rates, and the most overvalued housing market in the world (to name a few!). We could write paragraphs on how each of these would impact (or ultimately not impact!) your investments over the long-term, but instead, we thought this article did a great job of summing up some of the craziest charts out there right now. The link to the full article is below, however, we’ve summed it up here and added our comments to each item.

read more

Our Clients

Their honesty and customer service is right up there, with the knowledge and recommendations on where investments should be made. When it’s time for a change Tim is always honest with us on where any changes should be made.

Janet McDonald

To me, it is their personalized service. When something happens, you can go in and discuss your options. The whole team knows your plans, listens to your needs, and can help you make adjustments.

Richard Dumoulin

They are very courteous, friendly and find them very professional. They are good at taking care of time sensitive matters and you get a general sense of being taken care of.

Ginny Blair

The fact they take time to discuss with you their knowledge base, they give you all the options then give you their opinion and let YOU make the final decision.

Elisabeth 

Their integrity and 1-on-1 communication skills, always personable. Tim and his team make you feel comfortable no matter how much you are investing.

James